How To Unblock Flipkart Pay Later Account: A Step-by-Step Guide

How To Unblock Flipkart Pay Later : Learn to clear up payment troubles, update your information including how to contact customer support, and complete KYC. Get back to shopping with ease today!

How to Unblock Flipkart Pay Later

How to Unblock Flipkart Pay Later

If you’re facing issues with your Flipkart Pay Later account being blocked, don’t worry, we’ve got you covered. In this blog post, we will provide you with a step-by-step guide on how to unblock your Flipkart Pay Later account. We will also discuss the possible reasons for the blockage and preventive measures to avoid future blocks.

What is Flipkart Pay Later?

Before we discuss ‘How to Unblock Flipkart Pay Later’ process, it is important to understand what Flipkart Pay Later is. Flipkart Pay Later is a customer-focused initiative introduced by Flipkart, an Indian e-commerce giant, to make online shopping more convenient and worry-free. It offers customers a flexible payment option where they can make purchases and pay for them at a later date.

Flipkart says “Flipkart Pay Later (EMI) is a payment mode available on the Flipkart App that allows you to shop now and repay for your purchases through hassle-free easy monthly installments.”

Flipkart Pay Later Blocked

Now we know ‘What is Flipkart Pay Later’, you must know why Flipkart Pay Later Account is Blocked. So again before we proceed with the How to Unblock Flipkart Pay Later process, let’s first understand the common reasons why your Flipkart Pay Later account might get blocked:

Your Flipkart Pay Later account can be blocked due to multiple reasons:

  • Expired KYC: If your KYC (Know Your Customer) has expired, you need to visit the Flipkart Pay Later section under ‘My Accounts’ on your Flipkart app. From there, click on the ‘KYC status’ section to know your KYC expiry date.
  • Overdue Payments: If you have overdue payments or you have not made the repayment within 30 days of the due date, your account may get blocked.
  • Breach of Flipkart Advanz’s T&C: If you violate the terms and conditions set by Flipkart Advanz, your account may be blocked.
  • Breach of lending partner’s T&C: If you violate the terms and conditions set by Flipkart’s lending partner, your account may also be blocked.
  • Internal Flipkart Policies: If you do not comply with Flipkart’s internal policies, your account may be blocked.
  • Lending partner’s Internal Policies: If you do not comply with the internal policies of Flipkart’s lending partner, your account may also get blocked.
  • Unusual Activity: Unusual account activity, like a rapid increase in transaction volume or multiple failed login attempts, may be flagged and result in a block.
Flipkart Pay Later Blocked Reasons

How to Unblock Flipkart Pay Later

While there is not a direct ‘Unblock’ option for Flipkart Pay Later within the Flipkart app or website, initial troubleshooting steps such as clearing due payments or updating KYC details can be done through your account settings. If these steps do not resolve the issue, or if the reason for the block is not clear, the next course of action is to get in touch with Flipkart’s customer support.

You can reach out to Flipkart customer support through various channels, including their customer care number, email, or live chat feature available on their app or website. Follow the below step by step guide to understand ‘How to Unblock Flipkart Pay Later‘ and unblock your Flipkart Pay Later account:

Step 1: Contact Flipkart Customer Support

  • Firstly you need to Visit Flipkart’s Help Centre page to reach out to customer support.
  • Choose the option “I want help with other issues”
How to unblock Flipkart Pay Later Account
  • After then select “Others”.

  • Tap on “More Help” and proceed to chat with a customer care executive.

Step 2: Request Unblocking Your Account

  • Once connected with a customer care executive, inform them that you want to unblock your Flipkart Pay Later account.
  • The executive will guide you through the unblocking process.

Step 3: Provide Necessary Documentation

  • In some cases, you may be required to provide certain documents for verification, such as identity proof (PAN card, Aadhaar card) and address proof (utility bills, driver’s license).

Step 4: Follow Up on Your Request

  • Regularly check your emails for any communication from Flipkart regarding the status of your unblock request.
  • If there is a long period with no communication, consider calling customer support to inquire about the progress.

What If Flipkart Does Not Unblock Your Pay Later?

If the above steps do not unblock your Flipkart Pay Later account or if you do not receive a response from customer support, you can consider reaching out to IDFC First Bank or Kotak Mahindra Bank. They are the lending partners of Flipkart Pay Later and can assist you further.

You can contact IDFC FIRST Bank at the following touchpoints:

You may contact Kotak Mahindra Bank at the following touchpoints

Preventive Measures to Avoid Future Blocks

To prevent future blockages of your Flipkart Pay Later account, it’s important to take some preventive measures:

  1. Timely Payments: Make sure to clear your dues on time and consider setting reminders or enabling auto-debit to ensure timely payments.
  2. Adhering to Usage Policies: Follow Flipkart Pay Later’s usage policies and terms and conditions to avoid any violations.
  3. Monitoring Account Activity: Regularly review your account activity and report any discrepancies or unusual transactions immediately.

By following these preventive measures, you can maintain uninterrupted access to Flipkart Pay Later and avoid future blocks.


Unblocking your Flipkart Pay Later account is a straightforward process, and by following the steps mentioned in this guide, you should be able to regain access to your account. Remember to contact Flipkart Customer Support, provide any necessary documentation, and follow up on your request if needed. Additionally, taking preventive measures to avoid future blocks will ensure a seamless shopping experience with Flipkart Pay Later.

How to Unblock Flipkart Pay Later- FAQ

  1. Why has my Flipkart Pay Later account been blocked?

    Ans: Accounts can be blocked due to reasons such as missed payments, incomplete KYC (Know Your Customer) details, suspicious activity, or violation of terms and conditions.

  2. What should I do first if my account is blocked?

    Ans: Check any notifications or messages from Flipkart for the reason behind the block. Ensure that all payments are up to date and that your KYC information is complete.

  3. Can I unblock my Flipkart Pay Later account on my own?

    Ans: If the block is due to something straightforward like unpaid dues or incomplete KYC, you may be able to address it yourself by making payments or updating information. Otherwise, you will need to contact customer support.

  4. How do I contact Flipkart customer support for unblocking my account?

    Ans: Use the help center in the Flipkart app or website, where you can find contact options such as chat support, a helpline number, or a contact form.

  5. What information should I provide to customer support?

    Ans: Provide your account details, any relevant transaction information, and explain the situation clearly. Be ready to provide additional documentation if requested.

  6. How long does it take to unblock an account?

    Ans: The time can vary depending on the complexity of the issue. Customer support should give you an estimated time frame.

  7. What if customer support cannot unblock my account?

    Ans: Ask for the issue to be escalated or seek advice on any further steps you can take. If necessary, consider seeking legal advice.

  8. Can I still use other payment methods on Flipkart if my Pay Later account is blocked?

    Ans: Yes, a blocked Pay Later account does not affect other payment methods on Flipkart. You can use credit/debit cards, net banking, or other available options.

Read More

Leave a Comment